Split Bills With Friends Instantly
Loot is a bill splitting app that works directly inside iMessage. No new apps for your friends to download, no awkward "what's your username" moments.
Average setup time: 14 seconds.
What Is Loot?
Every bill splitting app works the same way: one person downloads it, tries to get everyone else to download it, fails to get at least one person to join, and gives up. Loot solves this by living inside iMessage — the app your whole group already uses every day.
When you start a split in Loot, it appears as an interactive message bubble in your group chat. Your friends tap their items, confirm their share, and pay — all without leaving the conversation or downloading anything new. The person who paid gets reimbursed instantly.
Why Splitting Bills Is So Hard
Awkward conversations
Nobody wants to be the one to ask 'so who had what?'
Complicated math
Tax, tip, split items, and IOUs make even simple bills confusing.
Lost receipts
By the time you get home, the receipt is gone and memory is fuzzy.
Unclear payments
Venmo requests get lost, and nobody remembers who paid whom.
How Loot Makes Splitting Bills Easy
Add friends to a group
Scan a receipt
Assign items in chat
Settle balances instantly
Open Loot inside any iMessage group chat and tap the camera to scan a receipt. Loot's OCR technology reads every line item, price, tax, and tip automatically — no manual entry required. Each friend taps the items they ordered directly in the chat, and Loot calculates what everyone owes including a proportional share of tax and tip.
Loot tracks running balances across all your shared expenses. Instead of settling after every dinner or ride, the balance accumulates and you settle periodically with one tap using common payment methods like Apple Pay or Venmo.
Perfect for Every Shared Expense
Whether you're splitting a single dinner check or managing months of shared costs, Loot handles any situation where more than one person is paying for something together.
Why Loot Is the Best Bill Splitting App
Splitwise and Settle Up require every person in the group to create an account and install a separate app. Loot requires nothing from your friends — it works inside the iMessage conversation you're already in. That difference is why Loot actually gets used.
| Feature | Loot | Splitwise | Settle Up |
|---|---|---|---|
| iMessage integration | ✓ | ✗ | ✗ |
| No download required for friends | ✓ | ✗ | ✗ |
| Receipt scanning | ✓ | ✓ | ✗ |
| Instant settlement | ✓ | ✓ | ✓ |
| Free to use | ✓ | Freemium | Free |