How to Split Expenses With Roommates

The fairest way to split expenses with roommates is to track all shared costs — rent, utilities, and groceries — in a single app and settle the net balance at the end of each month. Loot makes this effortless inside iMessage.

Common Roommate Expenses

Rent

Split based on room size or equally. Record it once and it repeats monthly.

Utilities

Electricity, water, internet, gas. Track actual amounts each month.

Groceries

Split shared groceries. Personal items stay separate.

How to Split Rent Fairly

If rooms are different sizes, split rent proportionally by square footage. For equal rooms, split evenly. Add your rent as a recurring expense in Loot so it's tracked automatically each month.

Read our full rent splitting guide →