How Loot Works

Splitting bills with friends takes five simple steps — all inside iMessage. No new apps to download, no accounts to create.

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Step 1: Open iMessage

Tap the Loot icon in your iMessage app drawer. No separate app needed for your friends.

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Step 2: Scan a Receipt

Point your camera at the receipt. Loot's OCR extracts every item and price automatically.

Scan a Receipt - Loot bill splitting in iMessage
3

Step 3: Assign Items

Friends tap the items they ordered directly in the chat bubble. Everyone sees who owes what.

Assign Items - Loot bill splitting in iMessage
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Step 4: Track Balances

Loot keeps a running balance across all your shared expenses. No mental math required.

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Step 5: Settle Payments

One-tap settlement via Apple Pay or Venmo. The entire flow takes under 30 seconds.